The Social Security System (SSS) has approved a groundbreaking reform that will raise pensions for millions of Filipinos, starting September 2025. This long-awaited move aims to provide financial relief for retirees, disability pensioners, and survivors, ensuring they keep up with the rising cost of living.
A Multi-Year Pension Boost
On July 11, 2025, the Social Security Commission passed Resolution No. 340-s.2025, setting into motion a three-year pension increase program. Over 3.8 million beneficiaries will benefit, with no need to file applications. The increases will be applied automatically to monthly pensions.
- Retirement & Disability Pensions: +10% every year from 2025 to 2027
- Survivor Pensions: +5% every year from 2025 to 2027
By the end of the program in 2027, retirees and disability pensioners will enjoy a total increase of about 33%, while survivor pensions will rise by 16%.
Who Will Benefit?
The increase covers:
- Retirees aged 60 and above with at least 120 contributions
- Disability pensioners currently receiving monthly benefits
- Survivor pensioners (widows, widowers, and dependents of deceased members)
To qualify for each annual increase, pensioners must be active in the system as of August 31 of that year.
Example of the Increase
For instance, a retiree who currently receives ₱4,923 per month will see their pension gradually rise to ₱6,548 by 2027. That’s an increase of about ₱1,625 monthly, offering much-needed relief.
Economic Impact
The SSS expects to release ₱92.8 billion in additional funds over three years. Beyond helping pensioners, this move is projected to stimulate the local economy, as increased pensions will lead to higher household spending.
No Application Needed
One of the best things about this program is its simplicity pensioners don’t need to apply. Adjustments will automatically reflect in monthly payouts beginning September 2025. Pensioners can verify their updated amounts through:
- My.SSS online account
- Monthly pension slips
- P60 and P65 pension advice forms
Timeline of Increases
- September 2025: First increase (+10% retirement/disability, +5% survivor)
- September 2026: Second increase (+10% retirement/disability, +5% survivor)
- September 2027: Third increase (+10% retirement/disability, +5% survivor)
FAQs
Q: Do I need to apply to get the pension increase?
A: No. All eligible pensioners will automatically receive it.
Q: Does the increase apply to all pensioners, regardless of the current pension amount?
A: Yes. The percentage-based hike applies equally.
Q: Will future pension claims be affected?
A: No. The reform does not change eligibility rules for new claimants.
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